Mahalaxmi Finance will never request any extra fees during the loan process. Any applicable charges will be deducted directly from the Loan Account.
Documents Checklist
Documents Required
Keep these handy to ensure a smooth and fast loan application. Originals for verification, photocopies for our records.
Identity & Address Proof
- PAN Card (mandatory)
- Aadhaar Card
- Passport / Voter ID / Driving Licence
- Latest utility bill (not older than 3 months)
Income Proof
- Salary slips — last 3 months
- Bank statements — last 6 months (salary account)
- Form 16 / IT Returns (last 2 years)
- For self-employed: P&L, Balance Sheet, ITR with computation
Property / Asset Documents
- Sale deed / Agreement to sell
- Property tax receipts
- Allotment letter (for new property)
- NOC from builder / society
Photographs & Others
- Passport-size photographs (2 nos.)
- Existing loan statements (if any)
- Cheque for EMI mandate
- Co-applicant KYC (if applicable)
Product-wise additional requirements
Personal Loan
Salary slips (3 months) + bank statement (6 months). Self-employed: ITR (2 years) + business proof.
Home Loan
Property documents + income proof + 12-month bank statement. Builder tie-up: agreement + payment receipts.
Vehicle Loan
Quotation / proforma invoice from dealer + KYC + income proof (1 month slip for salaried).
Ready to apply?
Use our online application — uploads are encrypted, stored securely, and shared only with credit bureaus and our lending partners.
Apply Online