Mahalaxmi Finance will never request any extra fees during the loan process. Any applicable charges will be deducted directly from the Loan Account.
Bank & NBFC Partners
Co-Lending & Risk Partnerships
We partner with banks and NBFCs on co-lending, loan assignment, and risk-sharing arrangements that expand credit access for Indian borrowers.
Co-Lending Model
80:20 co-lending under RBI guidelines, sharing principal, risk and rewards. We originate, you balance.
Loan Assignment
Direct assignment of originated loans to partner banks/NBFCs at agreed yields for portfolio diversification.
Risk Sharing
Default-loss sharing arrangements (FLDG) backed by strong underwriting and a 1.8% net NPA track record.
Our co-lending partner network
HDFC Bank
ICICI Bank
SBI
Axis Bank
Kotak Mahindra
Yes Bank
IDFC First Bank
Bajaj Finance
Become a partner institution
We meet all RBI co-lending guidelines and onboard within 60 days.
Talk to Partnerships