Personal Loan up to ₹25 Lakhs
Get instant personal, home, business and vehicle loans with the lowest interest rates starting @10.49% p.a. Approvals in 3 minutes, disbursal in 24 hours.
- Loan from ₹50,000 to ₹3 Crores
- Tenure from 6 months to 30 years
- Minimal documentation
- No foreclosure charges on personal loans
Apply in 60 seconds
No impact on credit score · Free consultation
Our Loan Products
Choose from a complete range of digital loans designed for every need — quick approvals, transparent terms, and zero paperwork.
Personal Loan
Up to 25L
Salary advance, wedding, travel, medical – any reason.
Check eligibilityHome Loan
@8.40% p.a.
Buy your dream home with up to 30-year tenure.
Check eligibilityBusiness Loan
Up to 50L
MSME & SME loans with collateral-free options.
Check eligibilityVehicle Loan
@9.20% p.a.
New & used cars, two-wheelers, commercial vehicles.
Check eligibilityEducation Loan
Up to 75L
Study in India or abroad with attractive rates.
Check eligibilityGold Loan
@7.20% p.a.
Instant cash against your gold ornaments in 15 minutes.
Check eligibilityLoan Calculators
Hassle-free financial planning with Mahalaxmi Finance
Personal Loan Calculator
Tip: minimum loan ₹1,000. Set any interest rate you want.
Home Loan EMI Calculator
Car Loan EMI Calculator
Business Loan EMI Calculator
Loan Eligibility Calculator
Max EMI affordable
0
Eligible loan amount
0
Indicative only. Considers FOIR of 50% of net income.
Special Offers & Deals
Festive season, partner bank offers and exclusive rate-drop deals — refreshed weekly, with no hidden charges.
Personal Loan Festive Bonanza
Starting @10.49% p.a.
Loans up to ₹25 Lakhs with instant approval
Get a special festive season discount on processing fees. Apply in under 3 minutes.
Apply NowFestive Personal Loan Offer
Festive Personal Loan Offer
Up to ₹5 Lakhs in 24 hours · Starting @10.49% p.a.
Celebrate the season with our limited-time festive offer on personal loans. Get instant approval, zero processing fees, and same-day disbursal. Available on salary accounts and self-employed individuals with a minimum salary of ₹25,000/month.
Avail Festive OfferHome Loan Dream Offer
@8.40% p.a.
Up to 30 years tenure with nil foreclosure charges
Step-up EMI options available. Balance transfer made simple.
Check EligibilityHome Loan Special
Home Loan Special
Starting @8.40% p.a. · Up to 90% financing
Make your dream home a reality this season with our special home loan offer. Enjoy lowest interest rates, zero prepayment charges, and doorstep service. Up to 30-year tenure with quick sanction in 3 days.
Apply for Home LoanBuilt for the modern Indian borrower
We combine technology, expertise and trust to make borrowing simple, fast and transparent.
Trusted Financial Expertise
Delivering tailored loan solutions with professionalism, transparency, and customer-focused guidance.
Extensive Lending Network
Connecting customers with multiple leading banks and financial institutions to help identify suitable financing options.
End-to-End Loan Assistance
From application to documentation and final disbursement, our specialists support you at every stage of the loan journey.
Commitment to Trust & Transparency
Built on integrity, clear communication, and ethical financial practices, ensuring a smooth and reliable customer experience.
Our Loan Process
Four simple steps from your first click to money in your account.
Initial Consultation
Share your financial requirements with our experts through a simple and secure application process.
Financial Assessment
Our specialists evaluate your profile and identify the most suitable financing solution based on your eligibility.
Documentation & Processing
We provide complete assistance with documentation and coordinate with our lending partners for efficient processing.
Approval & Disbursement
Upon successful approval by the lending institution, your loan is disbursed in accordance with the lender's policies and timelines.
Trusted Lending Partners
We collaborate with leading banks and financial institutions to help our customers access the right financing solutions.
Success Stories That Inspire Trust
Watch real customers share their experience with Mahalaxmi Capital Group and discover why thousands trust us for their financial journey.
Rajesh Kumar
Business Owner, Delhi
"Mahalaxmi Capital Group made my business expansion possible. The team was supportive and the loan was disbursed within 48 hours."
Priya Sharma
Software Engineer, Pune
"Buying my first home felt overwhelming, but their loan process was so smooth. From application to approval was just 7 days."
Amit Mehta
Doctor, Mumbai
"I needed urgent funds for my clinic. They offered the lowest interest rate I could find anywhere. Truly trustworthy."
Neha Verma
Teacher, Bengaluru
"My daughter's MS abroad was a dream. The education loan covered tuition and living expenses seamlessly."
Financial Insights & News
Stay informed with expert financial advice, market updates and money-management tips from our specialists.
5 Tips to Improve Your Credit Score
Learn practical steps to boost your CIBIL score and get better loan offers.
Read full articleUnderstanding Personal Loan Interest Rates
A complete guide to how interest rates are calculated on personal loans.
Read moreHome Loan vs Loan Against Property
Compare the two popular loan options to choose what suits you best.
Read moreBusiness Loan Eligibility for MSMEs
Check the criteria and documents needed for an MSME business loan.
Read moreGot Questions?
Frequently Asked Questions
Everything you need to know about our digital loans
Most loan applications are approved within 60 seconds and funds are disbursed within 24 hours of document verification. Personal loans are typically the fastest, while home and business loans may take 2-3 business days for final approval.
For most personal and vehicle loans, you only need your PAN card, Aadhaar, last 3 months bank statement, and salary slips (or ITR for self-employed). Our digital process lets you upload everything from your phone.
We typically require a CIBIL score of 650 or above for personal loans and 700+ for home and business loans. We also consider applicants with lower scores on a case-by-case basis with appropriate risk pricing.
Yes! All our personal, vehicle, and education loans come with zero prepayment charges after 6 months. For home and business loans, a small nominal fee may apply as per RBI guidelines.
Absolutely. We are ISO 27001 certified and use 256-bit SSL encryption. Your data is never shared with third parties without your explicit consent, and we are fully compliant with all RBI and data protection regulations.
Personal loans go up to \u20b950 lakh, home loans up to \u20b910 crore, business loans up to \u20b95 crore, and vehicle loans up to \u20b91 crore. The final amount depends on your income, credit profile, and existing obligations.